The National Association of Realtors published a article on the happiness effect of real estate home sales. The areas discussed in this national study expands throughout America with over 75% of the people polled choosing real estate as the reason for the joy. As a Realtor, I find this study hopeful as it generates optimism in…
As a REALTOR® and a member of the National Association of Realtors®, I find this article very informative and straight forward. It is good to know that my my trade association is taking strides to keep brokers and agents informed on legislative changes and credit shortfalls that may become a problem for Americans. The fact that…
As the economy begin to rebound and consumers are spending more, credit educational and repair companies are making Big Bucks. There are those who offer help for consumers by placing consumers in annual contracts to assist with less then perfect situations. The hard reality is that everyone should take a hands on approach to correcting…
Did you know that the new score modeling system indicates that 740 is the new standard? Recently, the three credit reporting agencies convened to discuss sweeping changes in the way credit reports are reviewed when errors are obvious. Medical Bills was top of the agenda. There has been reports that medical billing companies…
Have you noticed how the weather is changing and things are preparing to become bright and radiant? Spring is one of my best times of the year because I am an Aprils Boy and I enjoy Easter and Flowers. Unfortunately, credit often appears to stay in the fall season with interest rates and pesky bill…
The 2014 holiday season is over and now comes the difficult part of playing poker with credit card debt. In January 2015, every major credit reporting company start selling Free Credit Reports but are they really Free? The radio airways are flooded with bankruptcy options and consumers are establishing New Year resolutions. We all…
Have you walked the malls, stores, and outlets looking for the perfect gifts? Millions of Americans shop to bring smiles to their family members and friends. Unfortunately, once the dust settles and the bills start coming in the mail in January 2015, the stress begins. Let me offer a gift that everyone who has…
If you’re feeling pessimistic about the U.S. economy, you’re certainly not alone. According to economists, the Great Recession ended five years ago, but most Americans still don’t feel recovered from the crisis. They expect a full recovery will take until 2017 or longer. In CNNMoney’s American Dream Poll, conducted byORC International, 61% of Americans said…
Confused about whether or not to buy extra insurance when standing at the rental car counter? Join the club. Often times, people end up buying supplemental insurance protection that they really don’t need, said Odysseas Papadimitriou, CEO of credit card comparison site, CardHub.com. That can add anywhere from $15 to $30 a day to the…
Dear Credit Score Report, I moved from my apartment six months ago and was told I owed — beyond my security deposit — a fee for damages. The fees were unwarranted. For example, one “cleaning” fee was for a stain on the patio. In the year and a half I lived there, I only went…